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Transaction Fees
Fourthwall uses Stripe for processing credit cards, Apple Pay, and Google Pay transactions, along with local payment methods. Our payment provider partner charges a 2.9% + $0.30 credit card processing fee on all domestic credit card transactions. The processing fee for international credit card transactions is 3.9% + $0.30. This is the same processing fee that Shopify, Patreon, and Squarespace charge as well for credit card payments.
For PayPal transactions, we go directly to PayPal, and they charge 3.49% + $.49 processing fee for domestic PayPal transactions. For international PayPal transactions, the processing fee is 4.99% + $.49 per transaction. These are the exact same prices as you’ll find on PayPal’s website.
For Buy Now, Pay Later transactions, the BNPL providers (AfterPay/Klarna) charge higher transaction fees than other payment options like credit card or PayPal. With BNPL, the payment transaction fee is 6% + $.30 per transaction (and an additional 1% for international supporters). By default, BNPL as a checkout option is disabled on your shop. You can learn more here.
For e-commerce sales, we do not charge any additional fees. For Memberships, we charge a small 5% fee.
For more information on pricing and to see a breakdown of all that is included, check out our pricing page.
How are transaction fees calculated?
Transaction fees are calculated based on the total amount paid for the order, and it has two components: a flat amount of $0.30 and a variable percentage fee of 2.9%. The flat amount is charged for each transaction regardless of the transaction amount. The variable percentage fee is based on the total amount processed by the payment provider (credit cards or PayPal).
An example of a transaction fee
On an order that includes a t-shirt for $25.00, shipping of $6.00, and sales tax of $2.50, the total for that order is $33.50. This is the amount the supporter will pay with their credit card. For this order, the transaction fee is $1.27 ($0.30 + 2.9% x $33.50).
Now, if the same order of $33.50 has a discount code for $5.00, the total for the order changes to $28.50, and so does the transaction fee to $1.13 ($0.30 + 2.9% x $28.50). The transaction fee is only charged based on the amount processed by payment providers (credit cards or PayPal).
If you have any questions, feel free to contact us.